Today, Apple Pay has become one of the easiest and most convenient ways to pay thanks to the increase in contactless payments. If you have an Apple Watch, you can make payments instantly from your wrist without the need to reach for your iPhone or a wallet. In this guide, we will teach you how to set up Apple Pay on your Apple Watch, and explore common queries such as “Can I use Apple Pay without my iPhone on Apple Watch?” or “Is Apple Pay safe on the Apple Watch?”
Setting Up Apple Pay On Apple Watch
You cannot start using Apple Pay on Apple Watch without properly configuring the smartwatch first. Here is how:
Step 1: Ensure Compatibility
Check to see if your Apple Watch and iPhone are compatible with Apple Pay. As a rule of thumb, Apple Pay is available for Apple Watch Series 1 and above, but make sure that it is paired with an iPhone 6 or newer.
Step 2: Open The Apple App on Your iPhone
To start the configuration process, follow the steps below:
- Launch the Watch app on your iPhone.
- Click on the My Watch tab.
- Find Wallet & Apple Pay from the list and click on it.
Step 3: Linking an Apple Pay Card
- Press Add Card and sit back as the in-app tutorial guides you.
- You can also choose other cards existing in your Apple Pay if you’ve previously added cards to your iPhone Apple Pay.
- Your bank will have some verification steps. Complete them.
- If all goes well, your card is now configured in the Apple Watch for immediate use.
Using Apple Pay on Apple Watch
After setting up Apple Pay on your smartwatch, paying is super easy.
Paying in Retail Locations
- On the Apple Watch, double click the side button.
- Your primary card will now be available.
- Place your watch near the contactless reader.
- Wait for confirmation via a soft vibration and a sound after which the payment is successful.
Changeable Cards
You can also change cards if you have several cards registered with Apple Pay;
- Double click the side button.
- Swipe to the right or left to access other cards.
- Using your Apple Watch, get close to the payment machine.
Can I Use Apple Pay Without My iPhone on Apple Watch?
Apple Pay on the Apple Watch does not require your iPhone to function. After adding your cards to the watch, you can paiy without needing the phone nearby. This makes it convenient for situations such as running or working out at the gym.
Is Apple Pay Safe on Apple Watch?
As with any features, security is extremely important for Apple. There is Apple Pay on smartwatch protection as well as the other Apple Pay features with multilayer security setup as follows:
- Device Authentication: Whenever you put on the Apple Watch, you need to enter a password. Whenever it is taken off your wrist, Apple Pay is locked until the code is entered again.
- Tokenization: Card numbers will never be saved on the smartwatch or shared with the merchant.
- Secure Element Chip: In the Apple Watch, payment information is saved in a special chip that is encrypted.
- Transaction Confirmation: To complete the payment the user has to be authorized first (with double pressing the side button or touching the ID on the iPhone, if needed).
How to Enjoy Apple Pay on Apple Watch
There are well understood benefits when using Apple Pay on Apple Watch such as the following:
- Convenience: There’s no need to take your phone, cards or cash with you, which is very convenient.
- Speed: With just the swipe of a wrist, transactions are done in a matter of seconds.
- Security: E-payment and verification is more secure than having a physical card.
- Universal Acceptance: It is accepted at millions of outlets that are affiliated with contactless payments.
How to Fix Issues with Apple Pay on Apple Watch
If you experience difficulties using Apple Pay on the Apple Watch, consider trying these options:
- Make Sure Apple Pay is Set Up Properly
- In the Watch app > Wallet & Apple Pay, check that you can see your cards.
- Check Your Internet Connection
- Specifically for Apple Pay, no Wi-Fi or cellular coverage is required however for initial card authentication, an internet connection is necessary.
- Restart Your Apple Watch
- Minor issues can be solved with a simple restart.
- Ensure Your Watch is Not in Power Reserve Mode
- In case your watch is turned on in low power mode, Apple Pay will not work.
- Re-add Your Card
- Last option available is to delete your card from storage and re-add it in the Wallet & Apple Pay Configure.
Conclusion
Using Apple Pay with Apple Watch is a revolutionary feature for payments. The ability to purchase products with a simple touch of your wrist is very useful whether you’re out buying groceries, commuting, or just wanting to buy some coffee. Also, you do not need to worry about your transactions because your data is protected by its robust build security measures.
Since you know how to use Apple Pay with Apple Watch, I encourage you to do so. It’s safe, fast, and simple—so making payments has never been easier
